Ayushman Bharat Yojana Scheme -The Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as the Ayushman Bharat Yojana Scheme, is a healthcare initiative launched by the Government of India in 2018.
The scheme aims to provide financial security to economically vulnerable families and individuals in India by providing secondary and tertiary hospitalization coverage.
Advantage of ayushman bharat yojana
The scheme protects economically vulnerable families and individuals in India by providing health insurance coverage for secondary and tertiary hospitalization.
From the first day of enrollment, the plan covers pre-existing conditions. This means that people with pre-existing conditions can also benefit from the scheme without having to wait.
The scheme covers a wide range of medical conditions, both communicable and non-communicable. It also includes information on day care procedures, surgeries, and treatments.
Beneficiaries are provided with cashless treatment under the scheme. They can receive medical treatment at any of the accredited hospitals without having to pay anything up front.
How to apply ayushman bharat yojana online
1: Visit the Ayushman Bharat Yojana Scheme official website at https://www.pmjay.gov.in/.
2: On the top menu bar, select the ‘Am I Eligible?’ option.
3: Enter your phone number, ration card number, RSBY URN, SECC ID, or Aadhaar number.
4: After entering the necessary information, click the ‘Search’ button.
5: If you are eligible, your name and other information will be displayed on the website.
Select the ‘Apply for Scheme’ option.
6: Enter your personal information, such as your name, address, and contact information.
Upload the necessary documents, including your Aadhaar card, income certificate, and any other relevant documents.
7: To finish the application, click the ‘Submit’ button.
How ayushman bharat yojana scheme works
The scheme is made up of two parts:
Centers for Health and Wellness (HWCs)
Mr. Pradhan Mantri Yojana Jan Arogya (PM-JAY)
The government intends to establish 1.5 lakh health and wellness centres across the country under the HWC component by 2022. These facilities are designed to provide comprehensive primary healthcare services, including preventive, promotional, and curative care for a variety of noncommunicable diseases such as hypertension, diabetes, and cancer.
The government provides financial protection to vulnerable families through an insurance-based model under the PM-JAY component. Beneficiaries are entitled to health coverage of up to INR 5 lakhs per family per year under this scheme.
The scheme covers hospitalisation costs for a wide range of secondary and tertiary treatments, as well as pre- and post-hospitalization costs.
What is the eligibility for ayushman bharat yojana scheme
The following criteria must be met in order to be eligible for the Ayushman Bharat Scheme:
1: Data from the 2011 Socio-Economic Caste Census (SECC) should have identified the household as deprived and underprivileged.
2: The family should not have a home or land.
3: A member of the family should not be a government employee or pay income tax.
4: A professional, such as a lawyer, doctor, engineer, or architect, should not be a member of the family.
5: A member of parliament or a state legislature should not be a member of the family.
6: A motorised vehicle such as a car, scooter, or bike should not be owned by the family.
7: There should be no refrigerator, TV, or other electrical appliances in the home.
8: A member of the family should not have used the benefits of a central government health scheme.
It is important to note that the eligibility criteria may differ from state to state because the scheme is implemented by the respective state governments. As a result, it is advised to check the eligibility criteria specific to the beneficiary’s state of residence.
Ayushman Bharat yojana official website
The Ayushman Bharat Yojana’s official website is https://www.pmjay.gov.in/. This website describes the scheme, its benefits, and how to apply for it.
The website also includes a portal where beneficiaries can check their eligibility and access other scheme-related services. Furthermore, the website provides information about the scheme’s empaneled hospitals and health centers.
Ayushman bharat yojana documents required
Disability certificate (if applicable)
Ayushman Bharat Yojana helpline number
The Ayushman Bharat Yojana is a government-sponsored healthcare program in India. If you are looking for the Ayushman Bharat Yojana helpline number, dial the toll-free number 14555.
You can also learn more about Ayushman Bharat by visiting the scheme’s official website at https://www.pmjay.gov.in/.
Ayushman Bharat Yojna list
List of Eligible Beneficiaries: The scheme’s implementation agency, the National Health Agency (NHA), keeps a list of eligible beneficiaries based on the 2011 Socio-Economic Caste Census (SECC). This list is available on the PMJAY website as well as the Ayushman Bharat mobile app.
List of Empaneled Hospitals: The NHA also maintains a list of empaneled hospitals under Ayushman Bharat Yojana. This list is available on the PMJAY website as well as the Ayushman Bharat mobile app.
List of Services Covered: The scheme covers hospitalisation expenses related to various medical treatments, including pre-existing conditions and critical illnesses. The list of services covered under Ayushman Bharat Yojana is available on the PMJAY website.
List of States Taking Part in the Scheme: The Ayushman Bharat Yojana is being implemented in all Indian states and union territories. Some states, however, have their own health insurance schemes, and the implementation of the Ayushman Bharat Yojana varies by state.
Documents that must be submitted: Eligible beneficiaries must provide certain documents, including an Aadhaar card, ration card, and income certificate, in order to receive benefits under the Ayushman Bharat Yojana. The complete list of required documents can be found on the PMJAY website or via the Ayushman Bharat mobile app.
Ayushman Bharat Yojana Scheme – Yojana also aims to establish a nationwide network of health and wellness centres to provide comprehensive primary healthcare services.
The scheme has been implemented in both rural and urban areas, and as of March 2021, over 1.5 crore hospitalizations had been authorized, with over Rs. 23,000 crores disbursed.
Overall, the Ayushman Bharat Yojana is an important step towards achieving universal health coverage in India, and it has improved access to healthcare for millions of people who could not previously afford it.
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